Knowledge Centre

Will Kit Australia | Online Will vs Lawyer: Costs & Comparison 2025 | WillBuddy

Complete guide to will kit Australia options, lawyer will costs, and online will services. Compare DIY kits, online tools, and solicitor fees. State-by-state pricing for NSW, VIC, QLD with pros, cons, and recommendations.

Quick Answer

Will options in Australia range from free DIY kits to $3,000+ for complex lawyer-drafted documents. DIY kits ($0-$50) suit only very simple estates. Online will services ($39-$200) offer guided processes with legal validity checks. Lawyers ($300-$3,000+) are essential for complex estates, trusts, or blended families. All options produce legally valid wills if properly witnessed.

Choosing how to create your will, DIY kit, online service, or lawyer, is one of the most important estate planning decisions you'll make. The right choice depends on your circumstances, not just cost.

This guide is part of WillBuddy's Knowledge Centre covering will kit Australia options, online will vs lawyer comparisons, and detailed cost breakdowns. We provide practical advice from helping thousands of Australians, tailored to each state's requirements.

WillBuddy's online will tool combines affordability with legal guidance, checking key requirements and providing detailed signing instructions, see how the product works.


In This Section You'll Learn

  • Detailed cost comparison of all will-making options
  • When DIY kits, online services, or lawyers are appropriate
  • Pros and cons of each approach
  • How to assess your estate's complexity
  • State-by-state pricing differences
  • Common mistakes and how to avoid them

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Complete Cost Comparison

At-a-Glance Pricing

Option Cost Range Best For Risk Level
Free DIY templates $0 Extremely simple estates High
Newsagent/post office kits $20-$50 Simple estates, no complexity Medium-High
Online will services $39-$200 Simple to moderate estates Low-Medium
Public Trustee $80-$200 Simple estates, budget-conscious Low
Community Legal Centre Free (eligible) Those meeting income criteria Low
Solicitor (simple will) $300-$600 Any estate Low
Solicitor (standard will) $400-$800 Most estates Very Low
Solicitor (complex/trusts) $800-$3,000+ Complex estates Very Low
Mirror wills (couple) $500-$1,200 Married couples, same wishes Very Low

Option 1: DIY Will Kits

What Are DIY Will Kits?

DIY will kits are pre-printed forms or templates that allow you to create your own will by filling in blanks. Available from:

  • Newsagents
  • Australia Post
  • Online downloads
  • Legal stationery suppliers

DIY Kit Costs

Source Typical Cost What's Included
Australia Post $35-$45 Basic kit with forms and instructions
Newsagent kits $20-$40 Simple forms, limited guidance
Online templates $0-$30 Downloadable forms, varying quality
Legal stationer $30-$50 More comprehensive kits

Are Australia Post Will Kits Legal?

Yes, but with important caveats:

  • The will is only valid if properly executed
  • Two adult witnesses must be present together
  • Witnesses cannot be beneficiaries or their spouses
  • The testator must sign in front of both witnesses
  • Common errors can invalidate the entire will

When DIY Kits Are Suitable

Suitable ✓ NOT Suitable ✗
Single person, no dependants Blended families
Simple assets (one property, bank accounts) Business owners
Adult children only Minor children requiring guardians
No superannuation with complex nominations Multiple properties
No potential family disputes International assets
No trusts needed Special needs beneficiaries

DIY Kit Risks

Risk Consequence Frequency
Incorrect witnessing Will entirely invalid Very common
Ambiguous wording Disputes, litigation Common
Missing assets Partial intestacy Common
No residue clause Assets not distributed Moderate
Beneficiary as witness Gift fails Moderate
Outdated kit Non-compliant with current law Occasional

Statistics: Over 30% of contested wills in Australia involve DIY documents. The cost of litigation typically exceeds $50,000.


Option 2: Online Will Services

What Are Online Will Services?

Online will services guide you through creating a will via a digital platform. Features typically include:

  • Question-and-answer format
  • Legal validity checks
  • Document generation
  • Witnessing instructions
  • Storage options

Online Will Service Costs

Service Level Cost Range Features
Basic online $39-$80 Simple will, standard clauses
Standard online $80-$150 Executors, specific gifts, guardians
Premium online $150-$200 Trusts, complex provisions
Couples packages $80-$300 Two wills, shared discount

WillBuddy Pricing

Feature Included
Single will Full guided process
Guardianship provisions Included
Specific gifts Included
Residue distribution Included
Witnessing instructions Included
Document storage Included
Updates Easy online updates

Are Online Wills Valid?

Yes. Online wills are legally valid in all Australian states provided:

  • The document is properly formatted
  • Execution requirements are met (signature + two witnesses)
  • The testator has mental capacity
  • No undue influence

The key is the execution, the physical signing and witnessing, not how the document was created.

Online Service Advantages

Advantage Explanation
Cost-effective Fraction of lawyer costs
Convenient Complete from home, any time
Guided process Prompts ensure nothing missed
Error checking Built-in validation
Easy updates Simple to modify
Storage included Secure document storage
Quick turnaround Complete in one session

Online Service Limitations

Limitation Mitigation
No personal advice Choose service with legal review option
Complex situations Recommend lawyer referral for trusts
Execution still required Clear witnessing instructions provided
State variations Good services adjust for your state

When to Use Online Services

Suitable ✓ Consider Lawyer Instead
Clear asset distribution wishes Complex trusts required
Adult beneficiaries Testamentary discretionary trusts
Standard family situations Business succession
Single property or less Multiple properties across states
Superannuation with standard nomination Self-managed super funds
Guardian appointment for minor children Special needs children requiring trusts

Option 3: Lawyer-Drafted Wills

When You Need a Lawyer

Situation Why Lawyer Essential
Blended families Life interests, multiple children groups
Business ownership Succession planning, tax structures
Multiple properties Complex titles, interstate assets
Testamentary trusts Tax planning, asset protection
Special needs beneficiaries Protect Centrelink benefits
International elements Cross-border estate planning
High family provision risk Proper documentation
Self-managed super Complex SMSF succession
High net worth Tax optimization

Lawyer Costs by Complexity

Will Type Typical Cost Time Required
Simple will $300-$600 1-2 hours
Standard will $400-$800 2-3 hours
Complex will $800-$1,500 3-5 hours
Testamentary trust will $1,500-$3,000+ 5+ hours
Mirror wills (couple) $500-$1,200 2-4 hours total
Mutual wills $800-$1,500 3-5 hours
Business succession $1,500-$5,000+ Variable

What Affects Lawyer Costs?

Factor Impact on Cost
Location City solicitors charge more than regional
Firm size Large firms often more expensive
Complexity Trusts, business assets increase cost
Time spent Hourly billing vs fixed fee
Additional documents Powers of Attorney add cost
Tax advice Estate planning adds cost
Will reviews Annual reviews may be included

Cost by Location (Approximate)

Location Simple Will Complex Will
Sydney CBD $500-$800 $1,500-$3,000
Melbourne CBD $450-$750 $1,400-$2,800
Brisbane CBD $400-$650 $1,200-$2,500
Regional NSW $300-$500 $800-$1,800
Regional VIC $300-$500 $800-$1,800
Regional QLD $300-$500 $800-$1,600

Option 4: Public Trustee

What Is the Public Trustee?

Each state has a Public Trustee (or equivalent) offering will-making services at reduced costs.

Public Trustee Costs by State

State Service Cost Notes
NSW NSW Trustee & Guardian $80-$150 Free for eligible concession holders
VIC State Trustees $132-$220 Discounts for concession holders
QLD Public Trustee QLD Free-$165 Free for pensioners/concession

Public Trustee Pros and Cons

Pros Cons
Low cost/free for eligible Appointment wait times
Professional service May require them as executor
Secure will storage Less personalised service
Government-backed Limited appointment flexibility

Option 5: Community Legal Centres

Who Can Access Free Services?

Community Legal Centres (CLCs) offer free will services to eligible people:

  • Low-income individuals
  • Pensioners
  • People with disabilities
  • Aboriginal and Torres Strait Islander people
  • Other vulnerable groups

How to Find CLC Will Services

State Organisation Contact
NSW LawAccess NSW 1300 888 529
VIC Victoria Legal Aid 1300 792 387
QLD Legal Aid Queensland 1300 651 188
National National Association of CLCs www.naclc.org.au

Decision Framework: Which Option Is Right?

Step 1: Assess Your Estate Complexity

Complexity Level Indicators
Simple Single, no dependants, one property, straightforward beneficiaries
Moderate Married, adult children, multiple assets, clear wishes
Complex Blended family, business, trusts needed, high value, disputes likely

Step 2: Match Complexity to Option

Your Situation Recommended Option Cost
Simple, budget-conscious Online will service $39-$150
Simple, want reassurance Public Trustee or online $80-$200
Moderate complexity Quality online service $100-$200
Moderate, prefer professional Solicitor (simple) $300-$600
Complex, no trusts Solicitor (standard) $400-$800
Complex with trusts Solicitor (complex) $800-$3,000+
Business succession Specialist solicitor $1,500-$5,000+

Decision Tree

Do you have a blended family?
→ YES → Lawyer recommended

Do you own a business?
→ YES → Lawyer recommended

Do you need testamentary trusts?
→ YES → Lawyer required

Do you have international assets?
→ YES → Specialist lawyer required

Do you have special needs beneficiaries?
→ YES → Lawyer required (Special Disability Trust)

Is your estate over $2 million?
→ YES → Lawyer recommended for tax planning

None of the above?
→ Online will service likely suitable

Common Mistakes to Avoid

DIY Kit Mistakes

Mistake How to Avoid
Witnessing errors Both witnesses present, sign together
Beneficiary as witness Use independent witnesses only
Vague gifts Be specific about items and recipients
Missing residue clause Include "rest and residue" provision
Not revoking old will State "I revoke all previous wills"

Online Will Mistakes

Mistake How to Avoid
Skipping witnessing Follow instructions exactly
Not printing properly Print on quality paper, all pages
Poor storage Store safely, tell executor location
Not updating Review after life changes

Lawyer Appointment Mistakes

Mistake How to Avoid
Not preparing List assets and wishes beforehand
Unclear instructions Bring written notes
Not asking questions Understand every clause
Not getting copies Keep certified copy safely

State-Specific Considerations

New South Wales

  • Legislation: Succession Act 2006
  • Witness rules: Two adults, not beneficiaries
  • Informal wills: Court can validate in exceptional circumstances
  • Public Trustee: NSW Trustee & Guardian

Victoria

  • Legislation: Wills Act 1997
  • Witness rules: Two adults, gifts to witnesses may be void
  • Informal wills: Court discretion to validate
  • Public Trustee: State Trustees Victoria

Queensland

  • Legislation: Succession Act 1981
  • Witness rules: Two adults, beneficiary witness gift fails
  • Informal wills: Court can validate informal documents
  • Public Trustee: Public Trustee of Queensland

Total Cost of Estate Planning

Beyond the Will: Related Costs

Document DIY Online Lawyer
Will $0-$50 $39-$200 $300-$3,000+
Enduring Power of Attorney $30-$50 $50-$100 $150-$400
Advance Care Directive $0-$30 $30-$80 $100-$300
Complete estate plan $30-$130 $120-$380 $550-$3,700+

Hidden Costs to Consider

Scenario Potential Cost
Invalid will (intestacy) $10,000-$100,000+ in disputes
Contested will $50,000-$500,000+ in litigation
Missing assets Lost inheritance
Tax inefficiency Thousands in avoidable tax
Family provision claim $20,000-$200,000+

The cheapest will option isn't always the most cost-effective when considering potential consequences.


Related Guides


Further Resources


Getting Started with WillBuddy

WillBuddy offers the best of both worlds: the affordability of online will-making with the guidance and validity checks typically found in more expensive options. Our platform is designed for Australians who want a legally valid will without the high cost of traditional lawyers.

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This content is general information only and is not legal advice. Estate planning laws vary between Australian states and territories — consider seeking advice from a qualified legal professional for your specific circumstances.